The Crypto Minute

Your Weekly Guide to Surviving the Crypto Rollercoaster.

AuthorAuthor

Jiří Makovský & CoinBrain
September 22, 2025 • Reading Time: 10 minutes

This week, we have a lot of news from regulators and central banks. Those will inevitably rip through the crypto space! 🚀

We will look into the latest Fed meeting 📊, crypto ETFs becoming easier to launch, the FTX Recovery Trust sending more money to scammed people, and much more. 🔥

⤵️ Today’s Agenda:

  • The Fed delivered its first 0.25 percent rate cut of the year, sparking quick moves in Bitcoin, Ethereum, and altcoins.

  • SEC made it easier to launch spot crypto ETFs, cutting the wait from 240 days down to just 75.

  • Bank of England wants to limit stablecoin holdings per person to £10,000–£20,000, a proposal already facing pushback.

  • Brera Holdings turned into “Solmate,” added Solana to its treasury, and the stock went crazy.

  • FTX Recovery Trust will release another $1.6B on September 30, the third round of repayments to creditors.

  • And more…

📊 Market Snapshot

$115,480BTC+0.10%$4,458ETH−1.42%$4.04TCrypto Market Cap+0.25%49 (Neutral)Fear & Greed Index−3 from last week

📅 Crypto Events You Don’t Want to Miss

📌 Tuesday, Sep 23rd:

  • US Flash Manufacturing PMI: Forecast giving an early snapshot of how factories are doing.

  • US Flash Services PMI: Offers a first read on the strength of the services sector in the economy.

📌 Thursday, Sep 25th: US Final GDP q/q

  • Confirms how fast the economy expanded, or shrunk, in the last quarter.

📌 Friday, Sep 26th: US Core PCE Price Index m/m

  • Key inflation gauge that tracks consumer spending without food and energy costs.

🐋Smart Money Tracker

Monday, Sep 15th: Whales continue to load up on $ETH. A fresh wallet labeled 0x9D99 pulled 5,297 $ETH (worth $24.7M) out of Binance and Bitget, while another whale at address 0x7451 added 13,322 $ETH (around $61.65M) to its holdings.

Tuesday, Sep 16th: Whale Aqvd6S, known for turning a $685K position in $TRUMP into an $11.7M gain, shifted focus today by scooping up 2M $HOLO valued at about $791K.

Wednesday, Sep 17th: Whale 2nWbwF moved 100,000 $SOL (about $23.64M) into OKX just two hours after the tokens arrived from Coinbase Prime.

Thursday, Sep 18th: After the Fed cut rates by 0.25 percent, OTC whale 0xd8d0 spent 112.34M $USDC to acquire 25,000 $ETH at $4,493.

Friday, Sep 19th: Whales 0x436F and 0x2DDf added another 5.51M $INSP (around $100K) and now control 115.07M $INSP worth $2.1M, equal to 11.51 percent of the circulating supply.

Saturday, Sep 20th: Whales are still loading up on $ASTER. One address like 0x04EA pulled 7.04M $ASTER ($4.66M) from Aster. Meanwhile, influencers added fresh trades with 105,000 $ASTER ($122K) shorted and 5.57M $ASTER ($6.7M) withdrawn.

Source: Lookonchain

📰 News Recap (Sep 15 to 21)

Fed Cuts Rates by 0.25 Percent! 🏦

The Fed delivered its first cut of the year, trimming by a quarter point. 

Powell avoided any promise of more cuts, stressing that inflation and jobs data will drive the next steps. 📊

Markets reacted quickly. Bitcoin jumped above key support, Ethereum followed with a sharp move, and altcoins picked up stronger momentum. 🚀

Flows on major exchanges spiked as traders repositioned into risk. Funding rates flipped positive across several perpetual markets.

Could this mean more cuts in the future? We sure will let you know when the next cut lands. 🔥

📈 SEC Opens the Door for Spot Crypto ETFs
We are not done with the Fed yet, because regulators just made it way easier to bring crypto ETFs to market.

The SEC approved new rules that streamline listings for spot ETFs across Nasdaq, NYSE, and Cboe. Reuters confirmed the changes. 📊

The process that used to drag on for 240 days can now wrap up in as little as 75. That is a major shift for traders waiting on broader ETF exposure. 🚀

Chair Paul Atkins said the new generic listing standards “maximize investor choice and foster innovation.”

Bank of England Eyes Stablecoin Caps 💷
This time we move to Great Britain, as the Bank of England proposed a limit on how much stablecoin an individual can hold. The cap would range between £10,000 and £20,000. 📊

If approved, the UK could end up with stricter rules than general EU regulations. 

It is quite a slap in the face for those who left Europe to avoid regulatory pressure, only to face tighter rules in London. 😅

Crypto groups are already pushing back. 🚨 They argue such limits would stifle adoption and push liquidity offshore. Traders should pay attention because caps of this kind can cut market depth quickly.

🚀 Brera Holdings Turns Into Solmate

Brera Holdings rebranded as Solmate and announced it would hold Solana in its treasury. The stock reaction was explosive. 📊

It closed at $7.65 on Wednesday and then ripped to an intraday high of $52.95 on Thursday before finishing that session at $24.90. 🐂

Friday saw another swing, hitting $43 intraday before closing near $16.60 as traders locked in gains. On the chart, after hours show only minor moves.

That still marks a huge move with more than 100 percent up in two days, even after the pullback. The company now claims to be the first “Solana native public firm,” but traders will be watching closely to see if Solmate can sustain the hype. 😀

🌍️ Story of the Week: FTX Recovery Trust Unlocks $1.6B

Maybe some of you lost money in the FTX crash. Now, almost three years later, creditors are still waiting for payback. 📊

FTX was once the second-largest crypto exchange, run by Sam Bankman-Fried.

In 2022, it imploded after fraud and the disappearance of customer funds were revealed, wiping out billions and dragging the market deeper into a bear market. 😔

The FTX Recovery Trust confirmed it will unlock $1.6B on September 30. Payments should hit accounts within three business days.

This round covers.... 💵

  • 6% – Dotcom Customer claims

  • 40% – US Customer Entitlement Claims

  • 24% – General Unsecured and Digital Asset Loan Claims

  • 120% – Convenience claims

Plenty Left in the Tank 💰

It marks the third payout. The Trust already sent $1.2B in February and $5B in May, with up to $16.5B earmarked in total.

Meanwhile, Sam Bankman-Fried was convicted on seven charges in 2023 and sentenced to 25 years in prison in 2024. His legal team plans an appeal this November, claiming FTX was never truly insolvent. ⚖️

Even from prison, Sam Bankman-Fried is giving interviews, hoping for better PR.

For traders, these distributions matter. Fresh liquidity could flow back into markets, but selling pressure is just as likely. September 30 is the date to watch. 🚨

🔒 Major Token Unlocks of the Week

  • $AVAIL - 2.15% of the total supply will enter circulation on Sep 23, 2025.

  • $NIL - 6.51% of the total supply will enter circulation on Sep 24, 2025.

  • $ALT - 1.95% of the total supply will enter circulation on Sep 25, 2025.

  • $TAKE - 1.68% of the total supply will enter circulation on Sep 25, 2025.

  • $AXL - 1.11% of the total supply will enter circulation on Sep 27, 2025.

Explore more unlocks with full vesting details.

💡 1 Minute Learning: CEX vs DEX Latency

Speed matters. In trading, every millisecond can mean profit or loss. 💸

On centralized exchanges (CEX), orders are matched inside one engine 🏦 Execution is almost instant. Scalpers and market makers prefer CEX because fills are predictable.

On decentralized exchanges (DEX), trades go through smart contracts ⛓️ Each swap waits for block confirmation. This adds seconds of delay. 

Prices can meanwhile move, creating slippage and extra risk 📉

Some traders use this gap to arbitrage between CEX and DEX, meaning they buy on one and sell on the other to make profit. 📊 

Others just avoid fast moves on DEX completely.

✅ CEX: very fast execution, ideal for short term trading
✅ DEX: slower but transparent, good for yield farming and long plays

And that’s a wrap! 🎉 Enjoyed this newsletter? Forward it to a friend, and let them know they can subscribe here.

Got any ideas or feedback? We’d love to hear from you! Drop us an email at [email protected].

DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and not investment advice or a solicitation to buy or sell any assets or make financial decisions. Always do your own research and stay safe out there.